[MR] Online Payments Again

l e storey lestorey at yahoo.com
Wed Sep 29 13:47:13 PDT 2004 

Greetings to all!

Perhaps my bank's online payment (web billpay) system is a bit
different from others, as a check is sent to any payee that does not
support EFT.  I have prereged for local events and Pennsic using my web
billpay function.  Perhaps other banks provide similar services, but
don't advertise / inform their customers?

As for Paypal: I was a member, for years, until a few months ago when a
news blip alerted me to the class action Lady Scott references below. 
That very day, I removed all of my personal banking information from
their site and cancelled my account.  At this moment, I'm of a mind of
never rejoining; this may change, depending on the suit's outcome.

I need my checkbook maybe four times a month and at Pennsic or other
events where merchants prefer personal checks over paying for credit
card processing fees, so I know I won't be 100% electronic any time
soon.  And I bought such a neat checkbook cover a few Wars ago ... ;-)

My $0.02 as well!

-Siobhán

--- Lady Scott <xndra_scott at yahoo.com> wrote:

> Greetings to you ~
> 
> I agree that online transactions have their place in
> our society.  And furthermore, it might increase
> pre-registrations due to the ease of such transfers;
> however, the investigators into such money transfers
> should be knowledgable and thorough in their research.
> 
> WHEREAS, things may have changed for the better and
> more secure, there are those who may be unaware of a
> Class Action suit involving PayPal.  
> 
> INASMUCH, each company should be weighed,
> individually.
> 
> Whatever the course, due diligence is a must.
> 
> My $.02, as well,
> Lady Scott
> 
> 
> --- Timothy Carter <luminaebanis at hotmail.com> wrote:
> 
> > The SCA is currently the ONLY reason I still have a
> > checkbook.  ALL of my 
> > other expenses are neatly done online.  If the
> > system works in Drachenwald, 
> > why not here too?  We have a trusted exchequer
> > (and/or deputy) handling 
> > checks and cash, whats the difference for online
> > transactions?
> > 
> > Yes, I know corporate policy says no..  at least for
> > now...  and perhaps the 
> > discussion here will build more steam in the works
> > already in place and get 
> > a solution that much faster.  It seems obvious there
> > are quite a few people 
> > wanting/supporting this evolution.
> > 
> > I don't think there would be a major increase in
> > manpower/manhours 
> > processing online transactions.  I think in most
> > cases the transaction 
> > documentation is more secure, thorough, and
> > efficient than sending a check 
> > (which could get lost/misplaced/mis-recorded in a
> > ledger, or cash which 
> > could get lost, stolen (not accusing -- but merely
> > stating a potential), and 
> > having almost no transaction records -- save the
> > Troll ledgers.
> > 
> > The benfits seem to far outweigh the negatives.
> > 
> > When was the online/eft study done?  If the timing
> > was quite a while ago, 
> > perhaps there are measures in place now that warrant
> > another look.  As for 
> > the security of deposits, transfer of money could be
> > seen as open ended in 
> > Paypal, but the transaction record can be viewed by
> > anyone with 
> > userid/password access.  If the concern is
> > unauthorized access/spending then 
> > the Seneschal, or other officer can detect such
> > expenses rather quickly.  
> > Paypal trasaction reports could be due at each
> > business meeting, and 
> > maintained in the exchequer historical files.  The
> > exchequer should be 
> > primarily transferring colected fees from Paypal
> > into the group's bank 
> > account.  No money should be spent from the online
> > account.  Such a 
> > restriction, and transaction records to back it up,
> > shouldn't pose much 
> > threat or security issue.
> > 
> > Such a policy, which should then make pre-reg for
> > events easier, and should 
> > facilitate better event planning/management.
> > 
> > My $.02
> > 
> > Gunther von Lindenwald
> > 
> > >From: "C. Brian Towey" <cbt at ib-ent.com>
> > >Reply-To: cbt at ib-ent.com
> > >To: <atlantia at atlantia.sca.org>
> > >Subject: [MR] Online Payments Again
> > >Date: Tue, 28 Sep 2004 13:44:22 -0400
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> > >FILETIME=[CDE93200:01C4A582]
> > >
> > >Since local groups are prohibited from accepting
> > PayPal, I find myself
> > >wishing for a kind of SCA TicketMaster.  Some
> > enterprising entrepreneur
> > >could buy up a block of 50 on-board reservations,
> > paying cash.  Then, said
> > >entrepreneur could scalp those reservations (at a
> > hefty premium) to people
> > >like me who strongly prefer to do business by
> > e-mail.
> > >
> > >Always dreaming,
> > >
> > >Charles Fleming
> > >
> > >
> > >
> >
>
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> > >                    The Merry Rose Tavern at
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> > 
> >
>
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> 
> =====
> Lady Scott
> 
> Alexandra Scott de Northumberland #148950
> Argent, a stag statant with a chief azure, an increscent between two
> mullets of six points Or
> Canton of St Georges, Nottinghill Coill, ATLANTIA
> 
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