my 2 cents [MR] Frightening news

[Brillhart, Steve]

To continue:

  Raynold's example below also illustrates why there is AUTOMOBILE insurance
in addition to your standard "health insurance".  Driving an automobile is
considered to be a "dangerous activity" - often not covered by regular
health insurance.  

  Other dangerous activities carry their own insurance.  SCA has it,
paint-ball arenas have it, Skating rinks have it, Race tracks have it, etc.


  If you wish to take risks, there may be something to paying a little extra
for a "dangerous activity" rider on your own health insurance policy.   BUT,
the burden should be placed on the insurance companies to show that their
clients were well informed of the limitations of policies.  There is far too
much "fine print" already. 

Angus Farquhar

-----Original Message-----
From: Ray Cornish [mailto:rcornish at mephistos.com]
Sent: Tuesday, April 03, 2001 1:18 PM
To: Bryan Christian; atlantia at atlantia.sca.org; Black Diamond Mailing
List
Subject: Re: my 2 cents [MR] Frightening news


Well said Melchoir....

To add my additional 1 cents worth, sense most of my sentiment has been 
covered before...  I think an important question was who is going to 
determine what is dangerous activity and not.  Though I have not looked 
this up, but I strongly suspect that statistically there are a far greater 
number of people injured in their automobiles on the way to and from work 
then what occurs on all SCA event fields in any given year.

I will give as an example, combining both equestrian and sca at the recent 
war in the gulf I know of 3, maybe 4 injuries that were suffered in those 
fields during the week.  I think that there may have been one that had a 
person taken off sight in an ambulance which probably resulted in some 
medical expenses.  In the 2 weeks that I have been at home, during my daily 
commute I have seen numerous accidents with vehicles and police officers 
present and at least 3 of those had an ambulance present.  Now as I was 
just passing I don't know how many were taken to the hospital, but I also 
don't know how many of those were cases where the paramedics were still in 
route, as I was just passing by.  And bear in mind, the very fact that the 
ambulance was there results in an expense incurred.

Just my thoughts on such a silly idea when put in context.

Raynold

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